COINaphala: Never Pay ATM Fees Again!

You, like most people with bank accounts, usually find yourself in need of any nearby ATM to get some quick cash and a lot of times that ATM you're using is not affiliated with your bank. And because that machine is not affiliated with your bank you're charged a usage fee just for the convenience of accessing your own money. If you think about it, the many times you use an ATM in addition to the many times you pay those surcharges all add up to be a considerable amount of your money you're charged just to use your own money. While we're still thinking about fees, there's still the fact that most conventional banks also charge a monthly fee if your balance falls under a specified amount and not to mention those ridiculously high overdraft fees charged if you overdraw your account.

Here's How You Can Always Avoid Surcharges

There is actually one way to never have to deal with those ATM fees or those other bank fees ever again. By setting up a free Capital One 360 Checking account, you get a MasterCard debit card and best of all access to their expansive network of nationwide Allpoint and Capital One ATM's at no surcharge to you. Plus there are absolutely no monthly fees nor minimum balances required to open or keep an account!

Allpoint ATM's are basically everywhere in the U.S. So if you happen to be at any Target store, 7-Eleven, or any location with an ATM that has the Allpoint logo on it, then you have fee-free access to your account funds - without the surcharges!